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It’s never too early to teach your young ones about money


When my siblings and I were growing up, dad’s favorite expression was “listen to your mother.” It took a few years after we had reached our majority to realize this wasn’t the only good advice he had.

Never let the gas tank go below half full in the winter because if you do, condensation will cause water in the gas tank.

Always keep a flashlight in the glove compartment and a small throw rug in the trunk. If you get stuck in the snow, you can use the rug under the tires for traction. And if you absolutely have to drive through water, keep one foot on the brake to keep the brakes dry. Acquire the art of listening.

Dad had his own business in the Anthra Plaza. He paid careful attention to what his customers had to say and always knew where the best place was to shop for a particular item, best places to go when something needed to be fixed, who would give you the best deal on a car, and where his daughter had been the night before.


Save time and money; learn the best — and worst — business practices in the area by listening to people who have already done the leg work and have a story to tell.

When it comes to finances, it’s never too early to teach your young ones about money. Allowances come with chores; start off small by asking them to help dust or fold socks. You’ll be teaching them the concept of earning power and working for what they expect to get in life. There are some added bonuses to this one. Mom gets a little help around the house and when it’s time to discipline a child, taking away their allowance for the week beats screaming at them. (Grounding your child comes later).

As they get older, you can assign more age appropriate chores, increase the allotment and teach your child about budgeting. Allow them a specific amount of income each week, but also make it clear that they’ll be responsible for managing their money and paying for their own after school snacks, movie tickets and lipstick. Emergencies will come up, and if you have to lend them a few dollars to tide them over, make it clear that you expect to be paid back. If it sounds cruel, in this day and age, consider that you’ve just taught your child how to earn a dollar, make sound decisions on spending it, and pay their debts.

You can give the dog Cheerios. They’re cheaper than doggie snacks you can buy, and healthier. Adding salt to the water when you’re boiling eggs will make the shells peel easier and if your pipes ever freeze, a blow dryer is the right tool to use for thawing them out.

When you’re assembling a grill for the backyard, it’s OK to have a few parts left over (life lesson). Never pass up an opportunity to do someone a good turn. They’ll be the ones who will be front and center when you need help.Always have fifty cents on you to call home if you get stuck.

Translated, this means life will hand you a lot of curves and it’s always good to have a backup plan. Like a jar filled with loose change. Even when we didn’t know we were paying attention, dad’s words got into our heads to play back years later.



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